Benefits of Workers’ Compensation

Lyle Ellerbee

If you sustain an injury at work, you may be entitled to a variety of benefits. When injured at work, who pays for the medical costs or lost wages? If your employer is liable, you may be awarded workers’ compensation. Here are the benefits provided by workers’ compensation.

Medical Costs

When a person is injured at work, workers’ compensation pays for the medical costs. If a person does not have to take time off work due to an injury, then he or she will only receive the medical costs. Workers compensation Portland workers receive covers medical costs and rehabilitation costs for those injured on the job.

Permanent Disability Costs

If injured workers have permanent disability and cannot return to work, then they may receive permanent disability benefits. Permanent total disability are paid to those who cannot return to work due to their injuries. Permanent partial disability benefits are for those employees who have physical impairments that do not completely keep a person from returning to work.

Temporary Disability Costs

Temporary disability includes costs for injuries that prevent employees from returning to work or another job for a certain amount of time. Employees collect on these benefits until they are able to return to work.

Fatality Costs

Some workers’ compensation programs will pay death benefits when work-related injuries cause death. The benefits provided may include:

  • Funeral costs
  • Burial costs
  • Cash benefits for dependents
  • Cash benefits for families

If a worker does not have a family or dependents to provide for, then the only benefits that workers’ compensation provides are funeral and burial costs.

When an employed person is injured at work, he or she is entitled to a number of different benefits depending on the illness or injury sustained. Medical costs and lost wages can stack up. Workers’ compensation helps alleviate some of the loss.

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