Been To An Eye Appointment Recently? Expensive!

Lyle Ellerbee

Not long ago, I was talking to a very nice lady who noted that she had laser surgery done some 10 years ago. She now seemed to have what are called “floaters” underneath the lens of her eye. She was worried about that so she went in and scheduled an appointment with the eye doctor, and he confirmed that this was quite common, and these floaters would eventually go away, not to worry about it. That was good news for her, although her appointment cost her $275 to discover this, after a mere 15 to 20 minute visit, and one hour wait in the waiting room.

She didn’t have eye insurance, and she was unsure if she could get eye insurance now due to the fact that she had a pre-existing condition, and she already had laser surgery 10-years the prior. Still, you may be surprised that you are still eligible for eye insurance in this case, even if new ObamaCare mandatory insurance purchase for your personal healthcare doesn’t cover this, oh you didn’t know that, too bad the Congress didn’t read the bill before they signed it?

Eye insurance is an add-on type of insurance, or you can get it a la carte. You might be surprised to learn that your employer offers eye insurance, and all you have to do is check off the box and they will deduct the premiums from your paycheck each month.

If you do end up with some sort of on a problem and you don’t have insurance for your eyes, you won’t believe how much it’s going to cost, it could easily run you tens of thousands of dollars before you even realize what happened. Sometimes if you are involved in an auto accident, and your eye injury is caused by the accident, you might be covered, although there are some things auto insurance will pay for, and some that won’t. You might want to look into that to make sure that you are covered in this case, but also for yourself and your family. Losing eyesight is about one of the worst things that can happen to someone.

No, I’m not trying to scare you, I’m just being blunt with the reality of the situation. There are plenty of people that sell insurance for the eyes that are out to scare people of all the potential eventualities that can cost them their life savings. That’s not what I’m suggesting, I am merely advising you to go look into it, and know what you are dealing with in advance, just in case. Indeed I hope you will please consider all this and think on it.

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